Saving money is a dream right now.

More Americans Are Living Paycheck to Paycheck

A new study from Goldman-Sachs found that more Americans are living paycheck to paycheck.

According to the research, 42 percent of younger working Americans have no spare savings after covering basic living expenses.

Three-quarters of young adults are struggling to save for retirement.

The share of U.S. workers living paycheck to paycheck has grown significantly since 1997, with projections that it could exceed 50% by 2033.

Rising housing and healthcare costs are major factors.